Our instant payments coverage

The European Retail Payments Board, the European Payments Council and EBA Clearing are driving the implementation of a pan-European instant payments system. Within less than two years the new system (the messaging/clearing-infrastructure) is planned to be operational and ready for interested payment service providers to offer instant payments products on-top.

I am covering this exciting development together with some colleagues in a series of articles (to be continued – German only):
Instant payments – the next big challenge for payment technology in banks since SEPA and PSD2
Draft rulebook for SCT Inst published by EPC for public consultation – the next step

Collection of interesting banking and payment technology blogs

For quite some time I have already planned to share my feedly Banking Technology and Payments feed list of interesting banking and payment technology/innovation related blogs that I follow and consume frequently. These blogs cover a broad area from central bank announcements to discussions on business model and technology innovations in the financial services industry. Post frequency in the linked blogs varies:

If you can recommend further sources, especially ones focusing on the German/European market, please share!

Interesting summary of blockchain technology at O’Reilly

The summary article published a couple of weeks ago at O’Reilly focuses on the key concepts behind the blockchain technology (that is well-known from the crypto-currency Bitcoin) and explains four future areas of application of the technology in a more decentralized world:

  • Currencies – Exchanges, wallets, currencies mining, payment processing
  • Pegged services – Web services using the value store principle embedded into blockchain technology
  • Smart contracts – Manage and validate movement of assets or values
  • Decentralized autonomous organizations

Find out more at: http://radar.oreilly.com/2015/01/understanding-the-blockchain.html